In order to select an appropriate investment instrument, it is essential to know what type of investor we identify with in order to achieve our financial goals.
It is important to define the level of risk we are willing to assume, and the risk-benefit equation with which we feel most comfortable in order to select the appropriate assets and instruments that meet the investment objectives we seek. In the financial universe there is a generally accepted segmentation, which proposes three profiles with differential characteristics:
Conservative
- You want to assume as little risk as possible.
- Seeks liquidity in the short or medium term.
- He prefers to insure the invested capital.
Moderate
- He is willing to assume a certain level of risk in order to obtain a better return.
- Seeks to invest in the medium or long term.
- It does not require your immediate capital.
Aggressive
- Assumes higher risks and prioritizes better returns.
- It invests in the short, medium or long term because it seeks to maximize its returns.
- You do not need your capital immediately.
These are some central features of each type of investor.
How do I define which profile identifies me?
Some basic keys to ask and keep in mind are:
- Investment term: how long we are willing to wait to obtain returns on our investment.
- Investment amount: how much capital we have available for the business.
- Investment objective: whether we seek to maintain the capital insured, whether we seek to increase assets with stable returns, or whether we prioritize the growth of our funds by assuming greater risks.
- Degree of risk we are willing to assume in relation to expected returns.
- Evaluate what is the knowledge we have about investments: high, medium or low, this will define in part the support you need when making your investments.
At Your Real Investment, we invest in Real Estate through a process of excellent risk-return ratio, focusing on increasing the cash flow of the property, with a low degree of risk that allows competitive returns.
WHAT IS YOUR INVESTOR PROFILE?
We will help you define it and offer you the ideal product for your possibilities and objectives.
Just contact us, get to know us and we will schedule a no-obligation virtual meeting.
